Our Solutions for Annuities
Our Solutions for Annuities
Income Annuities
| Ultra-Income | Income Access | Deferred Income Protector℠ | Income Annuity with Premium Return |
|---|---|---|---|
| Provides guaranteed income options*. | Pays lifelong income and also gives you access to your money when you need it*. | Provides income payments that can be deferred until later in life. | Pays income and also guarantees* that your initial payment will be left to your heirs. |
| Choose from payment options, including those that last your lifetime | 10 or 20 percent payment increase if you have certain health conditions such as cancer, diabetes, heart disease, stroke, etc. | Defer income payments 2 to 40 years in the future | A safe place for your money with a guarantee that it could be left to your heirs and provides the ability to receive reliable income payments |
| Receive larger payouts without increasing your premium (if you have certain health conditions) | Optional benefits that can be tailored to meet your needs, including a cost-of-living adjustment option | Acts as a substitute to an employer sponsored pension plan | Receive income payments at a rate competitive with the interest rate on CDs or our fixed deferred annuities |
| Cost-of-living adjustment option to help you offset inflation | Income payment advance and annual increase options to help you adjust to your changing needs |
Deferred Annuities
| Bonus Flexible Annuity | Ultra-Secure® Plus | Ultra-Premier℠ |
|---|---|---|
| Allows flexible contributions. Credits bonus interest in the first year. | Purchased with a single premium. The initial rate is guaranteed for 5 or 7 years. | Purchased with a single premium. The initial rate is guaranteed for 5 or 7 years. |
| Tax-deferred growth** | Tax-deferred growth** | Competitive interest rate guarantee |
| Additional 1 percent interest rate in the first year | Competitive renewal rates | Tax-deferred growth** |
| Additional 0.15 percent added to interest rate on purchase payment and accumulation values over $50,000 | Additional 0.15 percent added to interest rate on purchase payment and accumulation values over $50,000 | Competitive renewal rates |
| A variety of income payout options | A variety of income payout options | A variety of income payout options |
| A return of premium option |
Ready for the next step?
If annuities seem like a good solution to you, why wait?